TERMS OF USE

Effective Date: September 16, 2026
Last Updated: September 16, 2026

These Terms of Use (“Terms”) govern your access to and use of the website on which these Terms are posted, together with related pages, accounts, courses, coaching programs, memberships, communities, downloads, educational materials, products, and other services that link to or reference these Terms.

For purposes of these Terms:

• “Site” means the website on which these Terms are posted and the related services described above.
• “we,” “us,” and “our” refer to the operator of the Site.
• “you” and “your” refer to the individual or entity accessing or using the Site or our products or services.
• “Content” means materials made available through the Site or our related products or services, including text, videos, recordings, courses, downloads, forms, contracts, scripts, templates, graphics, presentations, systems, training materials, and other educational resources.

Please read these Terms carefully.

IMPORTANT: THESE TERMS CONTAIN LIMITATIONS OF LIABILITY AND, WHEN YOU AFFIRMATIVELY ACCEPT THESE TERMS IN CONNECTION WITH A PURCHASE, ENROLLMENT, ACCOUNT, OR OTHER TRANSACTION, AN ARBITRATION PROVISION THAT MAY AFFECT YOUR LEGAL RIGHTS.

By accessing or using the Site, you agree to these Terms to the extent enforceable under applicable law.

Where you are presented with an opportunity to affirmatively accept these Terms—for example, by checking a box, clicking an acceptance button, creating an account, enrolling in a program, or completing a purchase—your affirmative acceptance constitutes your agreement to these Terms.

If you do not agree with these Terms, do not use the Site or purchase or access the applicable products or services.

1. Eligibility

You must be at least 18 years old and legally capable of entering into a binding agreement to purchase or participate in our paid products, coaching programs, courses, memberships, or similar services.

If you use the Site or enter into a transaction on behalf of a company, partnership, LLC, corporation, or other entity, you represent that you have authority to act on behalf of and bind that entity where applicable.

2. Educational and Informational Purpose

The Site may provide information, education, training, tools, resources, and Content concerning subjects such as real estate investing, wholesaling, acquisitions, dispositions, negotiation, marketing, lead generation, business operations, systems, and related topics.

The Content is provided for educational and informational purposes.

Nothing provided through the Site creates an attorney-client, accountant-client, financial-advisor, real estate brokerage, agency, fiduciary, partnership, employment, franchise, or other professional relationship unless a separate written agreement expressly establishes such a relationship.

Your use of Content is also subject to our separate Disclaimer, which is incorporated into these Terms by reference.

3. No Guarantee of Earnings or Results

We do not guarantee that you will:

• make money;
• earn any particular level of income;
• generate leads;
• acquire properties;
• close transactions;
• find buyers or sellers;
• obtain financing;
• build a particular size business;
• achieve a particular return on investment; or
• achieve any specific financial or business result.

Examples, testimonials, case studies, transaction results, income figures, marketing results, screenshots, and other outcomes discussed through the Site reflect particular circumstances.

They are not promises, projections, guarantees, or representations regarding what you will achieve.

Your results may vary substantially based on factors including your experience, skill, effort, available capital, market conditions, competition, costs, lead quality, deal quality, financing, economic conditions, business practices, and applicable laws.

Additional information regarding earnings, testimonials, risks, and results is provided in our Disclaimer.

4. Real Estate Laws and Professional Advice

Real estate laws and practices vary significantly by jurisdiction and may change over time.

This may include laws and requirements concerning:

• wholesaling;
• real estate licensing;
• brokerage activity;
• assignments;
• novations;
• advertising and marketing;
• disclosures;
• purchase agreements;
• earnest money;
• closing practices;
• landlord-tenant matters;
• foreclosure;
• consumer protection;
• solicitation;
• privacy;
• telephone and text marketing; and
• other real estate or business activities.

A strategy discussed through the Site may be permitted in one jurisdiction and restricted, regulated, or prohibited in another.

You are responsible for determining the laws and requirements that apply to your activities.

Before implementing a strategy, using a contract, or entering into a transaction, you should consult qualified attorneys, accountants, tax professionals, licensed real estate professionals, or other appropriate advisors familiar with your jurisdiction and circumstances.

5. Forms, Contracts, Scripts, Templates, and Downloads

The Site may provide contracts, forms, addenda, letters, scripts, checklists, spreadsheets, calculators, marketing materials, templates, or other downloadable resources.

These materials are provided as educational examples and resources.

They are not legal documents prepared specifically for you, your state, your business, or your transaction.

Laws, regulations, contract requirements, and circumstances vary.

You are responsible for reviewing and modifying materials as appropriate and obtaining professional review before relying on them where appropriate.

Limited License

Unless otherwise expressly stated, we grant you a limited, revocable, non-exclusive, non-transferable license to use materials that you are authorized to access for your own:

• personal education; and
• internal business activities.

This license does not transfer ownership of the Content to you.

6. Intellectual Property

The Site and our original Content may be protected by copyright, trademark, trade-secret, contract, and other intellectual-property laws.

Except for rights expressly granted under these Terms, all applicable rights remain with us or our licensors.

Unless expressly authorized in writing, you may not:

• reproduce or republish substantial portions of our proprietary Content;
• resell our courses, downloads, forms, templates, or training materials;
• distribute our paid Content to unauthorized persons;
• sublicense our Content;
• upload paid or proprietary Content to file-sharing websites or public repositories;
• publish recordings of courses, coaching sessions, webinars, or trainings;
• create substantially copied or derivative training products from our proprietary materials;
• represent our materials as your own;
• remove copyright, trademark, attribution, or proprietary notices;
• share paid login credentials with unauthorized users;
• systematically scrape, download, extract, or archive our Content for redistribution;
• use proprietary Content to populate a commercial database or competing educational product without permission; or
• otherwise commercially exploit our Content without authorization.

You may apply the ideas, concepts, methods, strategies, and knowledge you learn to your own real estate investing and business activities.

Nothing in these Terms is intended to prevent you from independently conducting your own legitimate real estate or business activities merely because you learned a general concept through our educational materials.

7. Recording of Trainings and Coaching

Unless we expressly permit otherwise, you may not independently record, livestream, rebroadcast, publish, or distribute private coaching sessions, paid trainings, webinars, meetings, or other non-public Content.

We may record certain trainings, webinars, group sessions, or coaching events where appropriate notice is provided.

Any permitted recording or use remains subject to applicable law and the terms presented in connection with that event or program.

8. Accounts, Usernames, and Passwords

Certain Content or services may require an account, username, password, or other authentication credentials.

You agree to provide accurate information when creating an account and to reasonably update that information when appropriate.

You are responsible for maintaining the confidentiality and security of your login credentials.

Unless the applicable product expressly permits multiple users:

• accounts are for the authorized account holder;
• login credentials may not be sold, transferred, or shared; and
• you are responsible for activity conducted through your account to the extent reasonably within your control.

Please notify us promptly if you become aware of suspected unauthorized access.

We may temporarily restrict an account where reasonably necessary to investigate security concerns, unauthorized access, fraud, or suspected violations of these Terms.

9. Prohibited Uses

You may not use the Site, Content, accounts, communities, or services to:

• violate applicable law;
• violate another person's rights;
• obtain unauthorized access to accounts, Content, systems, or services;
• distribute malware or malicious code;
• engage in fraud, impersonation, deception, or identity misuse;
• infringe intellectual-property rights;
• unlawfully invade another person's privacy;
• threaten or unlawfully harass another person;
• share or sell unauthorized account credentials;
• commercially distribute proprietary Content without permission;
• scrape or systematically collect Content or user information for unauthorized purposes;
• send unauthorized mass solicitations to participants;
• interfere with the operation or security of the Site;
• circumvent access restrictions or technological protections; or
• use the Site or Content for unlawful purposes.

Nothing in these Terms prohibits you from making an honest review, filing a complaint, reporting suspected unlawful conduct, communicating with a government agency, responding to legal process, or exercising another legally protected right.

10. Courses, Coaching, Memberships, and Programs

Individual courses, coaching programs, memberships, communities, subscriptions, or services may have additional terms presented during purchase or enrollment.

Those terms may address:

• scope of services;
• duration;
• price;
• payment schedules;
• coaching availability;
• scheduling;
• access periods;
• participant responsibilities;
• refund policies;
• cancellation policies;
• intellectual-property rights; and
• other program-specific matters.

If you enter into a separate signed coaching, service, membership, enrollment, licensing, or similar agreement with us, the separate agreement controls over these general Terms concerning matters specifically addressed in that agreement.

Nothing in these Terms promises lifetime access to any program or platform unless a particular written offer expressly provides lifetime access and states what that term means.

11. Purchases and Payments

When purchasing a product or service, you agree to provide accurate billing and payment information and to pay the amount disclosed in connection with the applicable purchase.

Prices, products, packages, and payment options may change prospectively.

Your transaction is governed by the terms disclosed when you purchase, including any applicable:

• order form;
• checkout terms;
• enrollment agreement;
• payment-plan terms;
• coaching agreement;
• refund policy; or
• subscription terms.

12. Payment Plans

If you select a payment plan for a fixed-price product or program, the payment plan may represent a method of paying the total agreed purchase price rather than a month-to-month subscription.

Stopping participation, ceasing to use the Content, or requesting cancellation does not automatically eliminate remaining payment obligations under a fixed-price payment plan unless:

• the applicable purchase terms provide otherwise;
• we agree otherwise in writing; or
• applicable law gives you the right to cancel.

Any payment-plan terms presented during enrollment or contained in a separate agreement control over this section.

13. Refunds and Cancellations

Refund and cancellation rights vary by product, service, program, or promotion.

The refund and cancellation policy presented in connection with the applicable offer at the time of purchase controls.

If a separate written agreement contains refund or cancellation terms, those terms govern the applicable purchase.

Unless a particular refund right is expressly offered or required by applicable law, purchases may become final after any applicable refund period expires.

Nothing in these Terms eliminates any cooling-off period, cancellation right, refund right, or other consumer protection that applicable law does not permit to be waived.

14. Subscriptions and Recurring Billing

Certain memberships, communities, software access, subscriptions, or other services may involve recurring charges.

Where recurring billing applies, material terms such as the price, billing frequency, renewal structure, and cancellation method will be disclosed in connection with enrollment as required by applicable law.

Where required, recurring charges will be based on the authorization or consent required by applicable law.

You may cancel future renewals through the cancellation method provided for the applicable subscription.

Unless otherwise stated or required by law, cancellation of future renewal does not automatically create a refund for amounts previously charged.

15. Availability and Changes to Services

We may update, improve, modify, replace, suspend, or discontinue Site features or Content from time to time.

We do not guarantee uninterrupted availability of:

• the Site;
• a particular hosting platform;
• third-party software;
• communities;
• live sessions; or
• every item of Content.

Maintenance, security issues, internet interruptions, software updates, vendor failures, or circumstances outside our control may temporarily affect availability.

Temporary outages do not automatically create a refund right unless the applicable purchase terms, separate agreement, or law provides otherwise.

16. Communications

If you provide contact information, we may use it to:

• deliver requested resources;
• respond to inquiries;
• administer purchases;
• administer accounts or programs;
• provide customer support;
• send transactional information; and
• provide other communications permitted by law.

Marketing communications are subject to applicable consent requirements and the disclosures presented where your information is collected.

Unsubscribing from marketing communications does not necessarily stop transactional, account, service, security, legal, or customer-support communications.

17. Telephone Calls and Text Messages

Providing a telephone number does not by itself constitute consent to receive every type of marketing call or text message.

Where consent to marketing telephone calls or text messages is requested, the specific disclosure presented at the point of consent governs.

Where applicable, you may revoke marketing consent using the opt-out instructions provided with the communication or another reasonable method made available to you.

Consent to receive marketing communications is not a condition of purchase except where legally permitted and expressly disclosed.

Our handling of personal information is governed by our Privacy Policy.

18. Communities and Interactive Areas

We may provide communities, forums, groups, comments, chats, webinars, live sessions, or other interactive areas.

Participants are responsible for their own statements and conduct.

Views expressed by participants do not necessarily represent our views.

We do not necessarily review every communication before it is posted.

We may moderate, restrict, edit, or remove material that we reasonably believe:

• violates these Terms;
• violates applicable community rules;
• infringes another person's rights;
• threatens safety or security;
• contains spam or unauthorized solicitation; or
• violates applicable law.

Do not disclose confidential, financial, sensitive, or private information in areas visible to other participants unless you are comfortable with those participants receiving it.

19. User Submissions

You may voluntarily provide feedback, questions, comments, documents, photographs, reviews, ideas, or other material (“Submissions”).

You retain ownership of intellectual property that you own in your Submissions.

When you intentionally submit material for display, publication, or use through the Site, you grant us a non-exclusive, worldwide, royalty-free license to use, reproduce, display, distribute, and adapt the Submission to the extent reasonably necessary for the purpose for which you provided it.

You represent that you have the rights necessary to provide the Submission and authorize the contemplated use.

Private coaching communications, customer-service requests, transaction information, and similar private communications are not automatically converted into public marketing materials merely because you send them to us.

20. Testimonials, Reviews, Photographs, Videos, and Success Stories

We do not claim an automatic perpetual advertising right to every student's or customer's:

• name;
• photograph;
• image;
• likeness;
• video;
• private message;
• success story; or
• business results

merely because that person visits the Site, purchases a product, or participates in a program.

If we wish to use your identity, likeness, testimonial, video, interview, or success story for advertising or promotional purposes, such use will be based on:

• authorization you provide;
• the context and terms under which you submitted the material; or
• a separate release or agreement where appropriate.

You remain free to provide honest opinions and reviews concerning our products, services, and conduct.

Nothing in these Terms prohibits or penalizes you for:

• providing an honest review;
• making a truthful complaint;
• reporting suspected unlawful conduct;
• communicating with a regulatory or governmental authority;
• responding to legal process; or
• exercising another right protected by law.

We reserve all rights concerning reviews or communications that are independently unlawful, including content that may constitute unlawful threats, harassment, disclosure of protected confidential information, infringement, or knowingly false defamatory statements, subject to applicable law.

21. Feedback and Suggestions

If you voluntarily provide general suggestions or ideas for improving the Site, programs, products, or services, we may use those suggestions without owing compensation.

This provision does not automatically transfer ownership of unrelated inventions, confidential business plans, copyrighted works, or other intellectual property merely because you communicate with us.

22. Privacy

Our collection, use, disclosure, and retention of personal information are described in our Privacy Policy, which is incorporated into these Terms by reference.

If there is a conflict concerning our handling of personal information, the Privacy Policy controls that subject.

23. Third-Party Products and Services

The Site may reference or link to third-party:

• software;
• websites;
• lenders;
• title companies;
• attorneys;
• contractors;
• vendors;
• platforms;
• service providers;
• products; or
• other resources.

Unless expressly stated otherwise, third parties are independent from us.

We do not control their products, services, security, privacy practices, availability, terms, or performance.

You are responsible for independently evaluating third-party products and services.

24. Affiliate and Referral Relationships

We may receive commissions, referral fees, affiliate compensation, discounts, free services, or other benefits in connection with certain products, services, or providers that we mention or recommend.

Where required, material relationships will be appropriately disclosed.

The possibility that we may receive compensation does not eliminate your responsibility to independently evaluate whether a third-party product or service is appropriate for you.

25. Copyright and Intellectual-Property Complaints

We respect intellectual-property rights.

If you believe material available through the Site infringes your copyright or other intellectual-property rights, contact us using the contact method provided on the Site.

Please provide information reasonably sufficient to identify:

• the work or right you believe has been infringed;
• the material you believe is infringing;
• where the material appears;
• your contact information; and
• the basis for your claim.

We may request additional information reasonably necessary to investigate the matter.

26. Trademarks

Names, logos, slogans, graphics, product names, service names, and other branding displayed through the Site may be protected trademarks or other intellectual property belonging to us or third parties.

Nothing in these Terms grants permission to use our branding in a way that suggests endorsement, affiliation, sponsorship, or authorization without permission.

Third-party trademarks remain the property of their respective owners.

27. Disclaimer of Warranties

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, THE SITE, CONTENT, DOWNLOADS, PRODUCTS, AND ONLINE SERVICES ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS.

We do not guarantee that the Site will be:

• uninterrupted;
• error-free;
• completely secure;
• available at all times; or
• free from harmful components.

We do not warrant the accuracy, completeness, reliability, availability, suitability, or continued currency of every piece of Content.

To the fullest extent permitted by applicable law, we disclaim implied warranties including warranties of merchantability, fitness for a particular purpose, title, and non-infringement.

Nothing in these Terms excludes a warranty or statutory right that applicable law does not permit to be excluded.

28. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, we and our owners, officers, employees, contractors, agents, affiliates, licensors, and service providers will not be liable for indirect, incidental, special, exemplary, punitive, or consequential damages arising from or related to the Site, Content, products, or services.

Where permitted by law, this includes damages arising from:

• lost profits;
• lost revenue;
• lost business opportunities;
• business interruption;
• loss of data;
• failed transactions;
• investment losses;
• reliance on educational information; or
• inability to access the Site or Content.

To the fullest extent permitted by applicable law, our aggregate liability arising from the Site, Content, these Terms, or a product or service will not exceed the greater of $100 or the amount you actually paid directly to us for the particular product or service giving rise to the claim during the twelve months preceding the event giving rise to the claim.

This limitation does not apply to liability that applicable law does not permit to be limited or excluded.

29. Indemnification

To the fullest extent permitted by applicable law, you agree to indemnify and hold us and our owners, officers, employees, contractors, and agents harmless from third-party claims, liabilities, damages, and reasonable costs arising from:

• your material breach of these Terms;
• your unlawful use of the Site or Content;
• material you submit that violates another person's rights; or
• fraudulent, intentionally wrongful, or unlawful conduct by you.

This provision does not require you to indemnify us for our own conduct to the extent applicable law prohibits such an arrangement.

30. Suspension and Termination

We may suspend or terminate access to an account, community, product, service, or Content where we reasonably believe that you have:

• materially violated these Terms;
• materially misused our intellectual property;
• compromised account or platform security;
• engaged in fraud;
• engaged in unlawful activity;
• harassed or threatened participants or staff; or
• materially interfered with operation of the Site or services.

Where practical under the circumstances, we may provide notice or an opportunity to address a violation.

Termination does not automatically create a refund right.

Refund rights remain governed by applicable purchase terms, separate agreements, and applicable law.

Provisions that by their nature should survive termination—including payment obligations, intellectual-property protections, warranty disclaimers, liability limitations, and applicable dispute provisions—will survive.

31. Force Majeure

We will not be responsible for delay or failure caused by circumstances reasonably outside our control, including:

• natural disasters;
• severe weather;
• fire;
• war;
• terrorism;
• civil unrest;
• governmental action;
• labor disputes;
• utility failures;
• internet or telecommunications failures;
• hosting or platform outages;
• cyberattacks;
• epidemics or pandemics; or
• failures of third-party providers.

This provision does not excuse obligations that applicable law does not permit to be excused.

32. Electronic Records and Signatures

Where permitted by law, agreements, disclosures, notices, records, and other communications may be provided and accepted electronically.

Your electronic acceptance of an agreement may have the same legal effect as a handwritten signature where applicable law provides.

You are responsible for maintaining an email address and equipment reasonably capable of accessing electronic communications associated with your account or transaction.

Nothing in this section overrides any legal requirement concerning the form, delivery, retention, or content of a particular notice or document.

33. Governing Law

These Terms are governed by the laws of the State of Missouri, without regard to conflict-of-law principles, except to the extent applicable consumer-protection or other mandatory law requires otherwise.

34. Informal Dispute Resolution

Before initiating arbitration concerning a dispute subject to the arbitration provision below, the party seeking relief must send the other party written notice describing:

• the nature of the dispute;
• the relevant transaction or account;
• the relief requested; and
• sufficient information to allow the recipient to evaluate the claim.

Notice to us may be sent through the contact method provided on the Site and should clearly state that it is a Notice of Dispute.

The parties will make a good-faith effort to resolve the matter for at least 30 days after receipt of a sufficient notice before initiating arbitration.

This requirement does not prevent a party from seeking emergency or preliminary relief where delay could cause immediate irreparable harm.

35. Arbitration Agreement

PLEASE READ THIS SECTION CAREFULLY.

This arbitration provision applies when you have affirmatively accepted these Terms in connection with a purchase, enrollment, account creation, membership, or other transaction.

It is not intended to create an arbitration agreement merely because an anonymous visitor happened to view a public webpage without affirmative acceptance.

Except for claims specifically excluded below, any dispute arising from or relating to:

• an applicable purchase;
• enrollment;
• account;
• product or service;
• these Terms; or
• the relationship created by the applicable transaction

that cannot be resolved through the informal process above will be resolved through binding individual arbitrationadministered by the American Arbitration Association (“AAA”) under the AAA rules applicable to the dispute, including its Consumer Arbitration Rules where those rules apply.

The Federal Arbitration Act governs the interpretation and enforcement of this arbitration agreement.

The arbitrator may award any individual relief that would be available in court to the extent permitted by applicable law.

Individual Proceedings

To the fullest extent permitted by applicable law, arbitration will proceed on an individual basis.

Neither party agrees to arbitrate claims on a class, collective, consolidated, or representative basis except where applicable law requires otherwise.

Small Claims

Either party may bring an eligible individual claim in small claims court instead of arbitration.

Injunctive Relief

Nothing in this section prevents either party from seeking temporary or preliminary injunctive relief from a court when reasonably necessary to protect:

• intellectual-property rights;
• account or system security;
• confidential information; or
• against immediate irreparable harm.

Arbitration Fees

Arbitration fees and costs will be allocated according to the applicable AAA rules and applicable law.

Nothing in these Terms requires a consumer to bear arbitration fees that the applicable AAA rules or law require the business to pay.

If AAA Cannot Administer

If AAA is unable or unwilling to administer a particular arbitration, the parties will attempt in good faith to agree upon another nationally recognized arbitration provider.

If the parties cannot agree, either party may ask a court of competent jurisdiction to appoint an appropriate arbitration provider or arbitrator to the extent permitted by applicable law.

36. Arbitration Opt-Out

If you affirmatively accept these Terms in connection with a purchase, enrollment, account, or other transaction, you may opt out of the arbitration agreement.

To opt out, provide written notice through the contact method listed on the Site within 30 days after your initial affirmative acceptance of these Terms.

The notice should:

• state that you are opting out of arbitration;
• identify you sufficiently for us to locate the applicable account or transaction; and
• identify the purchase, enrollment, or account if applicable.

An arbitration opt-out affects only the arbitration provision.

The remaining Terms continue to apply.

37. Court Proceedings

For disputes that are:

• not subject to arbitration;
• validly opted out of arbitration;
• eligible for small claims court; or
• otherwise permitted to proceed in court,

the parties consent to applicable state or federal courts located in Missouri, subject to jurisdiction, venue, and consumer rights that applicable law does not permit to be waived.

38. Electronic Communications

You agree that transaction records, notices, disclosures, and other communications relating to your use of the Site, account, or purchases may be provided electronically where permitted by law.

This section does not itself constitute consent to receive marketing telephone calls, marketing text messages, or marketing emails where separate consent is required.

39. Changes to These Terms

We may update these Terms from time to time to reflect changes in:

• the Site;
• products or services;
• technology;
• business practices; or
• applicable law.

Updated Terms will be posted with a revised Last Updated date.

Material changes will apply prospectively unless applicable law permits otherwise.

Where applicable law requires additional notice or affirmative consent, we will provide it.

We will not rely on this general change provision to retroactively rewrite material payment or service obligations already governed by a completed transaction or separate signed agreement.

40. Waiver

Our failure to enforce a provision of these Terms in one situation does not waive our right to enforce it later.

A waiver of one provision or violation does not constitute a waiver of another provision or future violation.

41. Severability

If a provision of these Terms is determined to be invalid or unenforceable, the provision will be enforced to the maximum extent legally permitted or severed as appropriate.

The remaining provisions will continue in effect.

42. Assignment

You may not assign or transfer rights in a personal account, enrollment, license, or service agreement without our consent where those rights are personal to you.

We may assign these Terms in connection with a:

• merger;
• acquisition;
• reorganization;
• financing;
• transfer of assets;
• sale of the applicable business; or
• similar transaction,

subject to applicable law.

43. No Partnership, Brokerage, Agency, or Employment Relationship

Use of the Site or participation in an educational program does not create a:

• partnership;
• joint venture;
• employment relationship;
• franchise;
• real estate brokerage relationship;
• agency relationship;
• fiduciary relationship; or
• other professional relationship

between you and us.

Any separate relationship of that nature must be established through an appropriate written agreement.

44. Entire Agreement and Order of Precedence

These Terms, together with the:

• Privacy Policy;
• Disclaimer;
• applicable checkout or order terms; and
• other terms expressly incorporated by reference

constitute the general agreement governing use of the Site and applicable products or services.

If you enter into a separate signed coaching, service, membership, licensing, enrollment, or other agreement, that agreement controls concerning matters specifically addressed in it.

If transaction-specific checkout or order terms conflict with these general Terms concerning that purchase, the more specific transaction terms control.

The Privacy Policy controls concerning privacy practices.

The Disclaimer controls concerning educational limitations, earnings representations, professional advice, and business or investment risks.

45. Contact

Questions concerning these Terms may be submitted through the Contact page or other contact information provided on the Site.